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Why home buyer needs an agent?
I was a buyer, unrepresented (not working with an agent), when I bought my first townhouse more than a decade ago. I thought I could get a better deal because I saved my side of commission. The thousands-of-dollars saving, I figured, should be translated into incentives for me from the seller, whether it be lowered [...]
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How To Write A Hardship Letter
It is estimated that by the end of the year 2012, more than 50% of homeowners who have a mortgage will owe more than the value of their property, or will at least be forced to bring money to closing after their closing costs are paid. If you have found yourself to be one of [...]
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Home Affordable Foreclosure Alternative Program (HAFA)
If you are a struggling homeowner who is experiencing some kind of financial hardship and can no longer afford your mortgage payments, then the Home Affordable Foreclosure Alternatives Program may just be for you. The HAFA program makes available options to avoid a foreclosure as well as offer cash back incentives to homeowners, servicers [...]
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Foreclosure logjam may delay Maryland home price recovery
Courtesy of RealtyTrac As anticipated, we are already beginning to see signs of resurging foreclosure activity in 2012 as lenders slowly but surely speed up their foreclosure practices and procedures. Within the greater Washington, D.C., metro area, this is true more so in Maryland than Virginia, corresponding to the bigger drop-off in Maryland foreclosure activity [...]
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Here comes the Appraisal!
More than often in the last several years, home appraisal comes in lower than the contract purchase price, which creates another layer of trouble in the transaction process, or in some cases even kills the deal. For sellers, as soon as the paperwork are all signed and before buyers start loan process, it’s time to [...]
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FHA: Flip That House
Media report that the government mortgage insurer, Federal Housing Administration (FHA), just extended a waiver of its anti-flipping regulations through 2012, gives those flippers who buy homes on the cheap and quickly resell them at a profit more encouragement, in an effort to help stabilize housing prices and unload some of the foreclosures that are [...]
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Negociate for what you really want
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The role of home inspector
inspector brings home buyer the knowledge not perceived by untrained eyes, and knowledge can usually make or kill a deal.
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Nice agent or Good agent?
depend on which one could be a better negotiator
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Recent articles
- Why home buyer needs an agent?
- How To Write A Hardship Letter
- Home Affordable Foreclosure Alternative Program (HAFA)
- Foreclosure logjam may delay Maryland home price recovery
- Here comes the Appraisal!
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